{"id":5092,"date":"2026-05-19T14:02:05","date_gmt":"2026-05-19T07:02:05","guid":{"rendered":"https:\/\/newsyz.com\/?p=5092"},"modified":"2026-05-19T14:02:05","modified_gmt":"2026-05-19T07:02:05","slug":"nguoi-dung-vietcombank-techcombank-va-bidv-chu-y-chuyen-khoan-khong-con-mien-phi-voi-cac-giao-dich-sau-blogtamsu-vn","status":"publish","type":"post","link":"https:\/\/newsyz.com\/index.php\/2026\/05\/19\/nguoi-dung-vietcombank-techcombank-va-bidv-chu-y-chuyen-khoan-khong-con-mien-phi-voi-cac-giao-dich-sau-blogtamsu-vn\/","title":{"rendered":"Ng\u01b0\u1eddi d\u00f9ng Vietcombank, Techcombank v\u00e0 BIDV ch\u00fa \u00fd: Chuy\u1ec3n kho\u1ea3n kh\u00f4ng c\u00f2n mi\u1ec5n ph\u00ed v\u1edbi c\u00e1c giao d\u1ecbch sau Blogtamsu.vn"},"content":{"rendered":"

Kh\u00e1ch h\u00e0ng c\u1ee7a Techcombank, BIDV hay Vietcombank v\u1eabn c\u00f3 th\u1ec3 b\u1ecb tr\u1eeb nh\u1eefng kho\u1ea3n ph\u00ed kh\u00f4ng nh\u1ecf n\u1ebfu r\u01a1i v\u00e0o c\u00e1c tr\u01b0\u1eddng h\u1ee3p giao d\u1ecbch \u0111\u1eb7c th\u00f9.<\/h2>\n

\"Ng\u01b0\u1eddi<\/p>\n

Theo bi\u1ec3u ph\u00ed m\u1edbi \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y 23\/4\/2026,\u00a0Techcombank\u00a0ti\u1ebfp t\u1ee5c duy tr\u00ec ch\u00ednh s\u00e1ch mi\u1ec5n ph\u00ed \u0111\u1ed1i v\u1edbi ph\u1ea7n l\u1edbn giao d\u1ecbch chuy\u1ec3n ti\u1ec1n th\u1ef1c hi\u1ec7n qua n\u1ec1n t\u1ea3ng \u0111i\u1ec7n t\u1eed F@st Mobile v\u00e0 F@st iBank. Tuy nhi\u00ean, khi kh\u00e1ch h\u00e0ng mang ti\u1ec1n m\u1eb7t \u0111\u1ebfn giao d\u1ecbch tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y, ng\u00e2n h\u00e0ng s\u1ebd \u00e1p d\u1ee5ng bi\u1ec3u ph\u00ed theo gi\u00e1 tr\u1ecb chuy\u1ec3n kho\u1ea3n.<\/p>\n

C\u1ee5 th\u1ec3, v\u1edbi d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n c\u00f9ng h\u1ec7 th\u1ed1ng, c\u00e1c giao d\u1ecbch t\u1eeb 20 tri\u1ec7u \u0111\u1ed3ng tr\u1edf xu\u1ed1ng s\u1ebd b\u1ecb t\u00ednh ph\u00ed 3.000 \u0111\u1ed3ng m\u1ed7i l\u01b0\u1ee3t. Nh\u1eefng kho\u1ea3n chuy\u1ec3n tr\u00ean 20 tri\u1ec7u \u0111\u1ed3ng s\u1ebd ch\u1ecbu m\u1ee9c ph\u00ed 0,02% gi\u00e1 tr\u1ecb giao d\u1ecbch, t\u1ed1i \u0111a 1 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch chuy\u1ec3n li\u00ean ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n t\u1ea1i qu\u1ea7y, m\u1ee9c ph\u00ed \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng l\u00e0 0,0175% gi\u00e1 tr\u1ecb chuy\u1ec3n kho\u1ea3n, t\u1ed1i thi\u1ec3u 20.000 \u0111\u1ed3ng v\u00e0 t\u1ed1i \u0111a 1 tri\u1ec7u \u0111\u1ed3ng. Techcombank ch\u1ec9 mi\u1ec5n ph\u00ed trong tr\u01b0\u1eddng h\u1ee3p chuy\u1ec3n ti\u1ec1n gi\u1eefa c\u00e1c t\u00e0i kho\u1ea3n c\u00f9ng ch\u1ee7 s\u1edf h\u1eefu.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, ng\u00e2n h\u00e0ng n\u00e0y c\u00f2n thu th\u00eam ph\u1ee5 ph\u00ed 0,01% gi\u00e1 tr\u1ecb giao d\u1ecbch n\u1ebfu kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n chuy\u1ec3n kho\u1ea3n trong v\u00f2ng hai ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb th\u1eddi \u0111i\u1ec3m n\u1ed9p ti\u1ec1n m\u1eb7t v\u00e0o t\u00e0i kho\u1ea3n.<\/p>\n

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Kh\u00e1ch h\u00e0ng Techcombank s\u1ebd ph\u1ea3i ch\u1ecbu ph\u00ed n\u1ebfu th\u1ef1c hi\u1ec7n chuy\u1ec3n ti\u1ec1n tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y thay v\u00ec d\u00f9ng \u1ee9ng d\u1ee5ng.<\/p>\n<\/figcaption><\/figure>\n<\/figcaption><\/figure>\n

Trong khi \u0111\u00f3,\u00a0BIDV\u00a0hi\u1ec7n mi\u1ec5n ph\u00ed ph\u1ea7n l\u1edbn giao d\u1ecbch chuy\u1ec3n ti\u1ec1n tr\u1ef1c tuy\u1ebfn tr\u00ean n\u1ec1n t\u1ea3ng BIDV SmartBanking. Tuy nhi\u00ean, ng\u00e2n h\u00e0ng v\u1eabn \u00e1p d\u1ee5ng thu ph\u00ed \u0111\u1ed1i v\u1edbi c\u00e1c l\u1ec7nh chuy\u1ec3n nhanh li\u00ean ng\u00e2n h\u00e0ng 24\/7 th\u1ef1c hi\u1ec7n qua h\u1ec7 th\u1ed1ng m\u00e1y ATM ho\u1eb7c m\u00e1y n\u1ed9p ti\u1ec1n CDM.<\/p>\n

Bi\u1ec3u ph\u00ed \u0111\u01b0\u1ee3c chia theo t\u1eebng m\u1ee9c giao d\u1ecbch. C\u00e1c kho\u1ea3n chuy\u1ec3n d\u01b0\u1edbi 500.000 \u0111\u1ed3ng b\u1ecb thu 2.000 \u0111\u1ed3ng, c\u00f2n giao d\u1ecbch t\u1eeb 2 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ebfn 10 tri\u1ec7u \u0111\u1ed3ng s\u1ebd ch\u1ecbu ph\u00ed 7.000 \u0111\u1ed3ng. V\u1edbi nh\u1eefng kho\u1ea3n ti\u1ec1n v\u01b0\u1ee3t 10 tri\u1ec7u \u0111\u1ed3ng, BIDV \u00e1p d\u1ee5ng m\u1ee9c ph\u00ed 0,02% tr\u00ean t\u1ed5ng gi\u00e1 tr\u1ecb giao d\u1ecbch.<\/p>\n

\u0110i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a, n\u1ebfu kh\u00e1ch h\u00e0ng chuy\u1ec3n nhanh 500 tri\u1ec7u \u0111\u1ed3ng qua h\u1ec7 th\u1ed1ng m\u00e1y t\u1ef1 \u0111\u1ed9ng, s\u1ed1 ti\u1ec1n ph\u00ed c\u00f3 th\u1ec3 l\u00ean t\u1edbi 100.000 \u0111\u1ed3ng cho m\u1ed7i l\u1ea7n giao d\u1ecbch.<\/p>\n

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Bi\u1ec3u ph\u00ed giao d\u1ecbch khi chuy\u1ec3n ti\u1ec1n t\u1ea1i BIDV (Ngu\u1ed3n: BIDV)<\/p>\n<\/figcaption><\/figure>\n<\/figcaption><\/figure>\n

T\u1ea1i\u00a0Vietcombank, d\u00f9 ph\u1ea7n l\u1edbn d\u1ecbch v\u1ee5 chuy\u1ec3n ti\u1ec1n nhanh 24\/7 tr\u00ean n\u1ec1n t\u1ea3ng s\u1ed1 \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed, ng\u00e2n h\u00e0ng v\u1eabn \u00e1p d\u1ee5ng thu ph\u00ed v\u1edbi m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c th\u00f9. Theo bi\u1ec3u ph\u00ed c\u1eadp nh\u1eadt t\u1eeb ng\u00e0y 2\/3\/2026, Vietcombank b\u1eaft \u0111\u1ea7u t\u00ednh ph\u00ed \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch li\u00ean quan \u0111\u1ebfn d\u00f2ng ti\u1ec1n l\u1edbn.<\/p>\n

C\u1ee5 th\u1ec3, v\u1edbi c\u00e1c kho\u1ea3n chuy\u1ec3n t\u1eeb 500 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean, n\u1ebfu kh\u00e1ch h\u00e0ng chia nh\u1ecf th\u00e0nh nhi\u1ec1u giao d\u1ecbch \u0111\u1ec3 th\u1ef1c hi\u1ec7n qua h\u00ecnh th\u1ee9c chuy\u1ec3n nhanh 24\/7, ng\u00e2n h\u00e0ng s\u1ebd thu 9.000 \u0111\u1ed3ng cho m\u1ed7i giao d\u1ecbch g\u1ed1c.<\/p>\n

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Bi\u1ec3u ph\u00ed chuy\u1ec3n ti\u1ec1n t\u1ea1i Vietcombank (Ngu\u1ed3n: Vietcombank)<\/p>\n<\/figcaption><\/figure>\n<\/figcaption><\/figure>\n

Ngo\u00e0i ra, ho\u1ea1t \u0111\u1ed9ng n\u1ed9p thu\u1ebf v\u00e0o t\u00e0i kho\u1ea3n kho b\u1ea1c m\u1edf t\u1ea1i ng\u00e2n h\u00e0ng kh\u00e1c c\u0169ng b\u1ecb \u00e1p d\u1ee5ng bi\u1ec3u ph\u00ed ri\u00eang. C\u00e1c l\u1ec7nh chuy\u1ec3n d\u01b0\u1edbi 500 tri\u1ec7u \u0111\u1ed3ng s\u1ebd b\u1ecb thu 9.000 \u0111\u1ed3ng, trong khi nh\u1eefng kho\u1ea3n t\u1eeb 500 tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean ch\u1ecbu m\u1ee9c ph\u00ed 0,005% gi\u00e1 tr\u1ecb giao d\u1ecbch, t\u1ed1i \u0111a 175.000 \u0111\u1ed3ng m\u1ed7i l\u1ea7n chuy\u1ec3n.<\/p>\n

Di\u1ec5n bi\u1ebfn t\u1eeb ba ng\u00e2n h\u00e0ng l\u1edbn cho th\u1ea5y ch\u00ednh s\u00e1ch mi\u1ec5n ph\u00ed chuy\u1ec3n ti\u1ec1n hi\u1ec7n nay kh\u00f4ng ho\u00e0n to\u00e0n mi\u1ec5n ph\u00ed trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p nh\u01b0 nhi\u1ec1u ng\u01b0\u1eddi v\u1eabn ngh\u0129. C\u00e1c kho\u1ea3n ph\u00ed v\u1eabn c\u00f3 th\u1ec3 ph\u00e1t sinh t\u00f9y theo k\u00eanh giao d\u1ecbch, gi\u00e1 tr\u1ecb chuy\u1ec3n kho\u1ea3n ho\u1eb7c m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5.<\/p>\n

\u0110\u1ec3 tr\u00e1nh ph\u00e1t sinh chi ph\u00ed ngo\u00e0i d\u1ef1 ki\u1ebfn, kh\u00e1ch h\u00e0ng n\u00ean ch\u1ee7 \u0111\u1ed9ng ki\u1ec3m tra k\u1ef9 bi\u1ec3u ph\u00ed chi ti\u1ebft tr\u00ean website ch\u00ednh th\u1ee9c c\u1ee7a t\u1eebng ng\u00e2n h\u00e0ng tr\u01b0\u1edbc khi th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch c\u00f3 gi\u00e1 tr\u1ecb l\u1edbn.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kh\u00e1ch h\u00e0ng c\u1ee7a Techcombank, BIDV hay Vietcombank v\u1eabn c\u00f3 th\u1ec3 b\u1ecb tr\u1eeb nh\u1eefng kho\u1ea3n ph\u00ed kh\u00f4ng nh\u1ecf n\u1ebfu r\u01a1i v\u00e0o c\u00e1c tr\u01b0\u1eddng h\u1ee3p giao d\u1ecbch \u0111\u1eb7c th\u00f9. Theo bi\u1ec3u ph\u00ed m\u1edbi \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y 23\/4\/2026,\u00a0Techcombank\u00a0ti\u1ebfp t\u1ee5c duy tr\u00ec ch\u00ednh s\u00e1ch mi\u1ec5n ph\u00ed \u0111\u1ed1i v\u1edbi ph\u1ea7n l\u1edbn giao d\u1ecbch chuy\u1ec3n ti\u1ec1n th\u1ef1c hi\u1ec7n qua n\u1ec1n […]<\/p>\n","protected":false},"author":1,"featured_media":5093,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-chua-phan-loai"],"_links":{"self":[{"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/posts\/5092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/comments?post=5092"}],"version-history":[{"count":1,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/posts\/5092\/revisions"}],"predecessor-version":[{"id":5094,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/posts\/5092\/revisions\/5094"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/media\/5093"}],"wp:attachment":[{"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/media?parent=5092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/categories?post=5092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/tags?post=5092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}