{"id":4913,"date":"2026-05-15T21:33:17","date_gmt":"2026-05-15T14:33:17","guid":{"rendered":"https:\/\/newsyz.com\/?p=4913"},"modified":"2026-05-15T21:33:17","modified_gmt":"2026-05-15T14:33:17","slug":"tat-ca-nguoi-dan-co-giao-dich-chuyen-khoan-voi-noi-dung-sau-can-lap-tuc-trinh-bao-cong-an","status":"publish","type":"post","link":"https:\/\/newsyz.com\/index.php\/2026\/05\/15\/tat-ca-nguoi-dan-co-giao-dich-chuyen-khoan-voi-noi-dung-sau-can-lap-tuc-trinh-bao-cong-an\/","title":{"rendered":"T\u1ea5t c\u1ea3 ng\u01b0\u1eddi d\u00e2n c\u00f3 giao d\u1ecbch chuy\u1ec3n kho\u1ea3n v\u1edbi n\u1ed9i dung sau, c\u1ea7n l\u1eadp t\u1ee9c tr\u00ecnh b\u00e1o c\u00f4ng an"},"content":{"rendered":"

Nh\u1eefng giao d\u1ecbch chuy\u1ec3n ti\u1ec1n b\u1ea5t th\u01b0\u1eddng, ph\u00e1t sinh v\u1edbi t\u1ea7n su\u1ea5t cao ho\u1eb7c c\u00f3 d\u1ea5u hi\u1ec7u li\u00ean quan \u0111\u1ebfn t\u00e0i kho\u1ea3n nghi ng\u1edd l\u1eeba \u0111\u1ea3o c\u00f3 th\u1ec3 b\u1ecb ng\u00e2n h\u00e0ng r\u00e0 so\u00e1t, x\u00e1c minh. \u0110\u00e2y l\u00e0 m\u1ed9t trong c\u00e1c bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t r\u1ee7i ro \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng t\u0103ng c\u01b0\u1eddng tri\u1ec3n khai th\u1eddi gian g\u1ea7n \u0111\u00e2y.<\/p>\n

Th\u00f4ng tin \u0111\u01b0\u1ee3c n\u00eau trong S\u1ed5 tay h\u01b0\u1edbng d\u1eabn ph\u1ed1i h\u1ee3p x\u1eed l\u00fd r\u1ee7i ro \u0111\u1ed1i v\u1edbi t\u00e0i kho\u1ea3n, th\u1ebb v\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb ch\u1ea5p nh\u1eadn thanh to\u00e1n c\u00f3 li\u00ean quan \u0111\u1ebfn giao d\u1ecbch nghi ng\u1edd gian l\u1eadn, gi\u1ea3 m\u1ea1o ho\u1eb7c l\u1eeba \u0111\u1ea3o do H\u1ed9i \u0111\u1ed3ng Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam ban h\u00e0nh.<\/p>\n

Theo \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c khuy\u1ebfn ngh\u1ecb t\u0103ng c\u01b0\u1eddng ph\u1ed1i h\u1ee3p nh\u1eb1m ph\u00e1t hi\u1ec7n s\u1edbm v\u00e0 x\u1eed l\u00fd c\u00e1c t\u00e0i kho\u1ea3n c\u00f3 d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng trong ho\u1ea1t \u0111\u1ed9ng chuy\u1ec3n kho\u1ea3n.<\/p>\n

\"\"<\/a>
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C\u00e1c giao d\u1ecbch chuy\u1ec3n kho\u1ea3n c\u00f3 d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng c\u00f3 th\u1ec3 b\u1ecb ki\u1ec3m tra, x\u00e1c minh \u0111\u1ec3 ng\u0103n ch\u1eb7n nguy c\u01a1 l\u1eeba \u0111\u1ea3o t\u00e0i ch\u00ednh. (\u1ea2nh minh ho\u1ea1)<\/p>\n<\/figcaption><\/figure>\n

D\u00f9 kh\u00f4ng ph\u1ea3i v\u0103n b\u1ea3n ph\u00e1p l\u00fd mang t\u00ednh b\u1eaft bu\u1ed9c, S\u1ed5 tay \u0111\u01b0\u1ee3c xem l\u00e0 khung h\u01b0\u1edbng d\u1eabn chung gi\u1eefa c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, x\u00e2y d\u1ef1ng tr\u00ean c\u01a1 s\u1edf c\u00e1c quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh c\u1ee7a Ch\u00ednh ph\u1ee7 v\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, \u0111\u1ed3ng th\u1eddi ph\u00f9 h\u1ee3p v\u1edbi quy ch\u1ebf n\u1ed9i b\u1ed9 c\u1ee7a t\u1eebng ng\u00e2n h\u00e0ng.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, t\u00e0i li\u1ec7u n\u00e0y \u0111\u01b0a ra nhi\u1ec1u d\u1ea5u hi\u1ec7u nh\u1eadn di\u1ec7n t\u00e0i kho\u1ea3n, th\u1ebb ho\u1eb7c giao d\u1ecbch c\u00f3 nguy c\u01a1 li\u00ean quan \u0111\u1ebfn h\u00e0nh vi gian l\u1eadn, gi\u1ea3 m\u1ea1o, l\u1eeba \u0111\u1ea3o. Khi xu\u1ea5t hi\u1ec7n c\u00e1c d\u1ea5u hi\u1ec7u nghi ng\u1edd, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t r\u1ee7i ro \u0111\u1ec3 ng\u0103n ch\u1eb7n thi\u1ec7t h\u1ea1i ph\u00e1t sinh.<\/p>\n

C\u1ee5 th\u1ec3, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 ch\u1ee7 \u0111\u1ed9ng li\u00ean h\u1ec7 kh\u00e1ch h\u00e0ng \u0111\u1ec3 x\u00e1c minh l\u1ea1i th\u00f4ng tin nh\u1eadn bi\u1ebft kh\u00e1ch h\u00e0ng (KYC), ki\u1ec3m tra m\u1ee5c \u0111\u00edch giao d\u1ecbch, t\u1ea7n su\u1ea5t chuy\u1ec3n ti\u1ec1n c\u0169ng nh\u01b0 \u0111\u1ed1i chi\u1ebfu v\u1edbi h\u00e0nh vi giao d\u1ecbch th\u00f4ng th\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u00f3.<\/p>\n

Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, c\u00e1c bi\u1ec7n ph\u00e1p nh\u01b0 t\u1ea1m th\u1eddi h\u1ea1n ch\u1ebf giao d\u1ecbch ho\u1eb7c t\u0103ng c\u01b0\u1eddng x\u00e1c minh c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ec3 ph\u1ee5c v\u1ee5 c\u00f4ng t\u00e1c r\u00e0 so\u00e1t.<\/p>\n

D\u1ea5u hi\u1ec7u nghi ng\u1edd li\u00ean quan gi\u1ea3 m\u1ea1o, gian l\u1eadn, l\u1eeba \u0111\u1ea3o theo Th\u00f4ng t\u01b0 s\u1ed1 17\/2024\/TT-NHNN bao g\u1ed3m:<\/strong><\/em><\/p>\n

1. Th\u00f4ng tin trong h\u1ed3 s\u01a1 m\u1edf T\u00e0i kho\u1ea3n thanh to\u00e1n c\u1ee7a ch\u1ee7 t\u00e0i kho\u1ea3n kh\u00f4ng tr\u00f9ng kh\u1edbp v\u1edbi th\u00f4ng tin c\u1ee7a c\u00e1 nh\u00e2n \u0111\u00f3 trong C\u01a1 s\u1edf d\u1eef li\u1ec7u qu\u1ed1c gia v\u1ec1 d\u00e2n c\u01b0<\/p>\n

2. T\u00e0i kho\u1ea3n thanh to\u00e1n n\u1eb1m trong danh s\u00e1ch \u0111\u01b0\u1ee3c qu\u1ea3ng c\u00e1o, mua, b\u00e1n, trao \u0111\u1ed5i tr\u00ean c\u00e1c website, h\u1ed9i nh\u00f3m tr\u00ean kh\u00f4ng gian m\u1ea1ng<\/p>\n

3. T\u00e0i kho\u1ea3n thanh to\u00e1n nh\u1eadn ti\u1ec1n t\u1eeb nhi\u1ec1u t\u00e0i kho\u1ea3n thanh to\u00e1n kh\u00e1c nhau v\u00e0 \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111i ho\u1eb7c r\u00fat ra ngay trong th\u1eddi gian r\u1ea5t ng\u1eafn (kh\u00f4ng \u0111\u1ec3 l\u1ea1i s\u1ed1 d\u01b0 ho\u1eb7c \u0111\u1ec3 l\u1ea1i r\u1ea5t \u00edt)<\/p>\n

4. T\u00e0i kho\u1ea3n thanh to\u00e1n c\u00f3 h\u01a1n 03 giao d\u1ecbch nh\u1eadn ti\u1ec1n t\u1eeb c\u00e1c t\u00e0i kho\u1ea3n thanh to\u00e1n n\u1eb1m trong danh s\u00e1ch c\u00f3 d\u1ea5u hi\u1ec7u nghi ng\u1edd li\u00ean quan \u0111\u1ebfn l\u1eeba \u0111\u1ea3o, gian l\u1eadn, gi\u1ea3 m\u1ea1o\u2026<\/p>\n

5. Kh\u00e1ch h\u00e0ng thu\u1ed9c danh s\u00e1ch c\u1ea3nh b\u00e1o c\u1ee7a Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc, C\u01a1 quan c\u00f4ng an ho\u1eb7c c\u00e1c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n kh\u00e1c<\/p>\n

6. T\u00e0i kho\u1ea3n thanh to\u00e1n ph\u00e1t sinh giao d\u1ecbch b\u1ea5t th\u01b0\u1eddng (v\u00ed d\u1ee5: Gi\u00e1 tr\u1ecb, s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch l\u1edbn, b\u1ea5t th\u01b0\u1eddng kh\u00f4ng ph\u00f9 h\u1ee3p v\u1edbi ngh\u1ec1 nghi\u1ec7p, \u0111\u1ed9 tu\u1ed5i, \u0111\u1ecba ch\u1ec9 c\u01b0 tr\u00fa, l\u1ecbch s\u1eed giao d\u1ecbch v\u00e0 h\u00e0nh vi\u2026c\u1ee7a ch\u1ee7 t\u00e0i kho\u1ea3n thanh to\u00e1n; ph\u00e1t sinh c\u00e1c giao d\u1ecbch v\u1edbi \u0111\u1ecba \u0111i\u1ec3m, th\u1eddi gian, t\u1ea7n su\u1ea5t b\u1ea5t th\u01b0\u1eddng\u2026)<\/p>\n

7. M\u1ed9t th\u00f4ng tin \u0111\u1ecbnh danh duy nh\u1ea5t c\u1ee7a thi\u1ebft b\u1ecb (\u0111\u1ecba ch\u1ec9 MAC) \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch cho nhi\u1ec1u h\u01a1n 01 t\u00e0i kho\u1ea3n thanh to\u00e1n.<\/p>\n

\u0110\u1ea1i di\u1ec7n m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng cho bi\u1ebft vi\u1ec7c x\u00e1c minh ch\u1ee7 y\u1ebfu nh\u1eb1m b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng tr\u01b0\u1edbc nguy c\u01a1 b\u1ecb l\u1ee3i d\u1ee5ng t\u00e0i kho\u1ea3n cho c\u00e1c h\u00e0nh vi l\u1eeba \u0111\u1ea3o, r\u1eeda ti\u1ec1n ho\u1eb7c chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n qua m\u1ea1ng.<\/p>\n

Sau qu\u00e1 tr\u00ecnh ki\u1ec3m tra, n\u1ebfu t\u00e0i kho\u1ea3n kh\u00f4ng c\u00f3 d\u1ea5u hi\u1ec7u vi ph\u1ea1m ho\u1eb7c c\u1ea3nh b\u00e1o ban \u0111\u1ea7u \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 ch\u01b0a ch\u00ednh x\u00e1c, c\u00e1c bi\u1ec7n ph\u00e1p h\u1ea1n ch\u1ebf s\u1ebd \u0111\u01b0\u1ee3c g\u1ee1 b\u1ecf v\u00e0 giao d\u1ecbch tr\u1edf l\u1ea1i b\u00ecnh th\u01b0\u1eddng.<\/p>\n","protected":false},"excerpt":{"rendered":"

Nh\u1eefng giao d\u1ecbch chuy\u1ec3n ti\u1ec1n b\u1ea5t th\u01b0\u1eddng, ph\u00e1t sinh v\u1edbi t\u1ea7n su\u1ea5t cao ho\u1eb7c c\u00f3 d\u1ea5u hi\u1ec7u li\u00ean quan \u0111\u1ebfn t\u00e0i kho\u1ea3n nghi ng\u1edd l\u1eeba \u0111\u1ea3o c\u00f3 th\u1ec3 b\u1ecb ng\u00e2n h\u00e0ng r\u00e0 so\u00e1t, x\u00e1c minh. \u0110\u00e2y l\u00e0 m\u1ed9t trong c\u00e1c bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t r\u1ee7i ro \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng t\u0103ng c\u01b0\u1eddng […]<\/p>\n","protected":false},"author":1,"featured_media":4862,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4913","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-chua-phan-loai"],"_links":{"self":[{"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/posts\/4913","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/comments?post=4913"}],"version-history":[{"count":1,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/posts\/4913\/revisions"}],"predecessor-version":[{"id":4914,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/posts\/4913\/revisions\/4914"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/media\/4862"}],"wp:attachment":[{"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/media?parent=4913"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/categories?post=4913"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newsyz.com\/index.php\/wp-json\/wp\/v2\/tags?post=4913"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}